Top Benefits of a Home Warranty

A new home is one of the most expensive purchases you’ll ever make in your life, and you will most likely want to protect your investment. Of course, having a homeowner’s insurance policy is a must, but a home warranty is also something to consider. 

What is a Home Warranty?

A home warranty is not insurance, but it has some similarities. You pay a premium for it, and it covers repairs to major appliances and systems inside your home in case of breakage or failure.

Why You Should Get a Home Warranty

A home warranty can provide coverage for a variety of system and appliance breakdowns in your home. This can include the cost of parts and labor to make the repairs. 

There are a few key reasons why you should get a home warranty:

  1. Peace of mind. Knowing that you have a plan in place in case of a home emergency can give you peace of mind.
  2. Savings. A home warranty can save you money in the event of a home emergency.
  3. Convenience. With a home warranty, you don’t have to worry about finding a contractor to fix a problem. The home warranty company will take care of that for you.

How to Get a Home Warranty

If you are buying a resale home (any home that has previously been lived in), you can purchase a home warranty any time. Ask your real estate agent if they recommend any particular companies. 

During the under contract/escrow period, you could also request the home sellers provide a home warranty. This is common in real estate transactions. Premiums for 1-year or 2-year policies are fairly inexpensive, and sellers would rather pay for that than replace an entire system they know might be at the end of its life expectancy, like an A/C unit.

As for newly built homes, home builders typically offer their own builder warranties to homebuyers. There are usually two types of warranties: a limited builder warranty and a structural warranty. 

The Two Types of Builder Warranties

A limited builder warranty may include coverage for major systems like HVAC units, ductwork, plumbing and electrical. They are considered “limited” because of certain common stipulations, like no coverage for damage due to homeowner neglect or weather.

A structural warranty would cover major faults in design or construction, or structural defects like foundation problems. Structural warranties are one of the most important to have, because the elements they cover are the most expensive to fix and can create an unsafe living environment if not addressed.

Additional items covered by a new-construction warranty might also include: windows, doors, trim, floors, drywall, and insulation. Every warranty is different and the home builder will provide a detailed list of what’s covered and for how long. They should also inform you how to request repairs. 

At BLVD Builders, we are proud to be a Denver home builder that provides a 2 Year Limited Builder Warranty where others only provide one year. Plus, we offer a 10 Year Structural Warranty. We also make it easy for our homeowners with a Warranty Request Form right on our website:

BLVD Builders is dedicated to providing the best possible experience for our customers. We understand that the construction and home buying process can be stressful, so we work hard to make sure everything goes smoothly and that our homebuyers have peace of mind even after the transaction is complete. 

Whether you purchase from BLVD Builders, another local home builder, or from another seller, be sure to consider covering your new home’s appliances and systems through a home warranty. 

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